Okay so how good does your credit need to be to get a Lowe's card By Magdalen77 , January 20, 2008 in Obtaining Credit Cards, Auto Loans and Financing Start new topic Is it hard to get a Lowes credit card? ***LIMITED TIME FOR APPLIANCES. To qualify for this offer, you must apply and be approved for a new Lowe’s Advantage Card and make a purchase between 10/11/18 – 1/30/19. Minimum interest charge is $2.00. March 8th, 2012 | Author: Stephanie For those who are looking to make some renovations on their home or make a large home appliance purchase, a Lowe’s card is a great choice. The general approval rate for a Lowe's credit card averages 66 percent of the users surveyed, states Finance Globe. Our card selector tool will help you decide which of our Lowe's cards is the perfect match for your project. Enjoy 6 months Special Financing** on each qualifying purchase. Lowe's Business Account. The Home Depot Consumer Credit Card features the same 0% interest for six months' benefit as the Lowe's card. On analyzing various information, including credit scores, the rates by Synchrony Bank and household income, it was found that the closer a candidate's FICO score is to 603, the higher the chance of approval. †Subject to credit approval. No interest if paid in full within 12 months. Save $25 or more on your first purchase. Valid in select stores only. Limited time only. Standard text messaging and phone rates may apply. The Lowes credit card is not as hard to get as other reward cards, but for a store card, it does have higher approval requirements. To qualify for this offer, you must apply in store and be approved for a new Lowe’s Advantage Card and make a purchase in store between 8/13/18 and 8/26/18. ††The Lowe’s® PreLoad Discover® prepaid card discount will be applied as a statement credit on your primary account within 30 days of a settled transaction. 3 years ago, my wife and I applied for Lowes credit card and was approved for $6000! Where the Lowe’s Consumer credit card really shines is in its choice of rewards. Interest will be charged to your account from the purchase date if the promotional purchase isn't paid in full within 12 months. Most companies have a dedicated phone line, email address or web form where you can check on your status. Sign in to your Lowe's credit account by selecting one of the following cards: Lowe's Advantage Card. Subject to credit approval. The Lowe’s Advantage Credit Card offers the option to pay over time with Lowe’s Special Financing on purchases of $299 or more. Enter the code on the next screen. Lowe's Visa Rewards. ‡LIMITED TIME ONLY: 10% Off Your Lowe’s Advantage Card Purchase: Subject to credit approval. What Credit Score is Needed for a Lowe’s Card? Lowe's Business Account. Returning Users. But your credit limit may be low. It can take anywhere from a few seconds to a few weeks to learn if you’ve been approved or declined for a credit card. Lowe's Visa Rewards. If you are going on a lowes credit card pre approval this will be your indispensable travel companion anywhere in the world. As an additional perk, new cardholders who sign up for the Lowe's Advantage Credit Card can enjoy a special one-time bonus of $30 off your first in-store card purchase. Your Lowe's Visa ® Rewards Card or Lowe's Advantage Credit Card is issued by Synchrony Bank. Offer applies to appliance purchase or order of $299 or more made on your Lowe’s Advantage Card.