NerdWallet will find the best credit card that you pre-qualify for. New response to an old question, but I got here by using Google for the same question. Comenity Capital Bank does not have the ability to control assignment of … IKEA® Projekt credit card accounts are issued by Comenity Capital Bank. Simply enter some information about yourself and see if you qualify for our best credit card offers. ). Minimum Interest Charge is $2 per credit plan. IKEA® Visa® Credit Card: Key Takeaways. The IKEA® Visa® Credit Card is a great card for earning rewards that can be used toward IKEA purchases. Sign in or sign up to manage your IKEA credit card account online. Minimum monthly payments are required for this plan during the promotional period. Citi will show you prequalify credit card offers without affecting credit score. To apply for a IKEA® Projekt credit card account you must meet the legal age requirements of your state or territory and have a U.S. mailing address including street, rural route or APO/FPO (we're unable to accept P.O. Update 11/5/19: HSBC has readded a way to check for pre-qualified offers.Hat tip to reader Eric L. Update 4/14/19: BB&T has also added a new pre-approved checker. The IKEA ® Projekt credit card — 0% interest for 6, 12, or 24 months. What does it mean to be “pre-approved” for a credit card? Hat tip to reader @richardhoward03. IKEA® Projekt credit card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. It is important to be careful not to rack up huge balances on the IKEA or other department store cards though, as they tend to have higher interest rates than traditional credit cards. If your Fico scores are in the high 600's you'd proabably be ok...mid to low 700's def a great chance. If you are interested in signing up for a credit card, then you should be aware of cards that are already pre-qualified for you. No pre-payment penalty *,**See All Benefits. Let’s take a look at the new card. Standard purchase APR of 21.99%. Minimum purchase of $500 for 6 month plan, $1,500 for 12 month plan and $5,000 for 24 month plan required. The card is offered in partnership with Alliance Data, a company that helps develop private label credit cards for name brands. Your dream home is now within reach. Plus, there's no risk to your credit score to view the details of the card. See all Pre-Approved, Pre-Qualified Credit Cards Offers, Promotions, and Bonuses here..