Access it at any time and from anywhere. While our business credit and financing fits your needs and scale, from small local businesses to nationwide corporations. 2 You’ll receive one Lowe's Business Rewards point ("point") for each dollar of eligible purchases on your Lowe's Business Rewards Card from American Express ("Card Account"). Once your Permanent Card arrives, you can shop both in-store and online on Lowes.ca. Customers are generally loyal to their Lowe’s stores, so a store credit card that offers discounts on your purchases is a welcome reward for that loyalty. … Lowe's Advantage Credit Card Benefits and Features. When used wisely, the Lowe’s Credit Card offers 5% back on all purchases. Where the Lowe’s Consumer credit card really shines is in its choice of rewards. Certainly, Lowe's and Home Depot have a lot of similarities. Subject to credit approval. Today I’m reviewing the Lowe’s Advantage Card—a Lowe’s store credit card with benefits. Excludes Lowe’s Advantage Credit Card, Lowe’s Visa ® accounts and all Lowe’s Canada Credit products. All you have to do is apply in-store and you'll receive a Temporary Credit Card to shop in-store immediately. Pay Your Bill and Manage Your Lowe's Credit Account Online It's easy and secure to pay your Lowe's bill online and conveniently manage your account. Pay Your Bill and Manage Your Lowe's Credit Account Online It's easy and secure to pay your Lowe's bill online and conveniently manage your account. The Lowe's Advantage credit card could be a good option for you but you'll want to brush up on the details of the fees, rewards, pros, & cons before you … If you're considering a Lowe's Advantage card to finance home improvement expenses, chances are good you'll be ready for a little away time by the time construction is over. Here’s what you need to know about the Lowe’s Store Card before you apply. The biggest competitor for the Lowe's credit card is the Home Depot credit card. Everytime a cardholder uses their Lowe's Advantage Credit Card for a Lowe's store purchase, they are automatically eligible for a 5% discount. Plus, the Lowe’s® Advantage Card comes with more low-interest special financing options for big projects and a sign-up bonus that’s slightly easier to achieve. Enter the code on the next screen. You may use these rates for projects such as a do-it-yourself home-renovation and save some cash. The monthly payments incur a reduced Annual Percentage Rate of 3.99%, 5.99%, and 7.99% respectively. Lowe's, like many stores, offers its own branded credit card. Similar to how other store cards work, the Lowe's card can only be used in Lowe's stores, and the discounts and perks you get are available only at the popular home-improvement store. If you like to shop at Lowe’s, the Lowe’s Advantage Credit Card can be a pretty essential tool.With daily savings of 5 percent on purchases and options for financing large projects, your Lowe’s credit card account can mean saving big on your home projects or improving margins for your contracting business. Home Depot Credit Card vs Lowes Credit Card. Lowe's, like many stores, offers its own branded credit card. You'll never wonder about the status of your account. The Lowe's Advantage Card comes out ahead of the Home Depot Consumer Credit Card, since it has a consistent everyday discount and longer financing options. For security, when you choose "Continue," we will send you a one-time, numeric passcode by phone or text. †84 Fixed Monthly Payments at 7.99% APR. Interest will be assessed on promo purchase at a reduced 7.99% APR until promo is paid in full, and fixed monthly payments are required. The Lowes Credit Card offers a special financing rate running for 36, 60, or 84 months that requires payment of fixed monthly payments. If you’re looking to save on small, frequent purchases, this card is a good choice with 5% off your eligible purchase. * Where the Lowe’s Consumer credit card really shines is in its choice of rewards. The Lowe's Advantage Card has a good everyday discount and unique financing options, but isn't necessarily the best choice if you plan to carry a balance from month to month. Home improvements can be costly - so should you be using a credit card like Lowes' store-branded card? Cardholders can decide between a 5 percent discount (automatically applied at checkout) on in-store or online purchases, or 0 percent promotional financing on purchases of $299 or more. But it's common for shoppers to favor one over the other. Access it at any time and from anywhere. Use an awesome travel rewards credit card to turn every paint purchase and bathroom buy into points or miles that can get you away from the build site — and onto the beach. For example, if a cardholder purchases a light fixture for $100, the actual charge would only amount to $95, reflecting the 5% savings. Applies to purchase or order of $2,000 or more on your Lowe’s Advantage Card.