The card's rewards program is very generous; take advantage by planning your Victoria's Secret shopping sprees around the special sales. Please note that data rates may apply. On the contrary, if it’s savings you’re after, you may accrue more cash back with a general-rewards credit card that allows you to earn cash back wherever you go. Credit Card Insider receives compensation from some credit card issuers as advertisers. And even though there is a $35 annual fee, the variable purchase APR is 18.89%, which is lower than many retail credit cards, including the Victoria’s Secret Angel credit card. Our Platinum card offers 0% APR for 12 months and access to complimentary Platinum services. Acceptance of this card is normally bound to the merchandiser. Cash Advances inside Round the clock. Store credit cards have limited redemption options for […] Logix credit cards offer some of the best rates in the industry, plus no fees for cash advances. Keep in mind that even the best offers here leave a lot to be desired. At the first two membership tiers — Angel and Angel VIP — the Victoria’s Secret Angel Card provides a 12% cash back equivalent for bra purchases at Victoria’s Secret, with a 4% cash back equivalent for other purchases. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Your session is about to expire. Victoria's Secret Angel Credit Card Exclusive benefits just for Angels… Check your email to save $15 when you open and use your Angel Credit Card. To avoid a late fee, your payment must be successfully submitted by 8PM EST, on your due date. Must make a purchase in the previous 12 months starting 2 month(s) prior to the event. $300 each time from an ATM in our neighborhood. You will generally earn 1 point for every $1 you charge to the Victoria’s Secret Credit Card, which is pretty much the market average for a rewards card. Just this year alone, that's $1200 in CASH ADVANCES that my husband was secretly withdrawing & spending on God knows what. Points are worth 4 cents each at these tiers.