Start off with reducing the amount you eat out by just once per month. So you have started a budget, found some hidden money, and are on the way to paying off your debt. Parents and writers are always looking for how to save money every month. How to Start Saving Money. Learning how to save money each month, though, is something each of us can work towards in our daily lives. Easy Ways to Save Cash Each Month. Instead of riding solo, you could team up with a friend or a significant other. Many tricks we know, but in order to save money every month, we have to change our habits. But it can be hard to find ways to save the extra pennies. From negotiating your bills down, to sharing memberships and logins, buying used gear, packing a lunch, buying in bulk, and more, here are the best ways to save money each month. 9. Whether it’s auto insurance or home insurance, you can save big each year by getting the best premium. 2. Being intentional is how to save more money (and spend less!) Additionally, you might be able to save money each month by shopping around for better deals on life, health, home and auto insurance. How To Save Money Each Month 1. Authored by Paula Pant. But these tricks and hacks are simple, and they save a lot of money. How much should I save each month? You get something in return and a little bit of room to pay off what you owe. I'm going to break down the exact strategies that I use to save more money each month. (2) Those costs include things you may not have control over, like property taxes or homeowners association fees. Let’s look at a few places you can save. Save Money With a Little DIY Home Maintenance According to a list of household expenses compiled by GOBankingRates, the average homeowner can spend more than $1,000 a month to maintain their home. "Money never made a man happy yet, nor will it," wrote Benjamin Franklin, a guy who knew so much about money that he's now on our $50 bill. We have a quick note about getting into this whole “saving money” routine. You can save money each month by refinancing your home so that you have a lower mortgage payment. Each day you wait you lose out on potential earnings through interest or upturn in the market, if you don't have skin in the game, you won't reap any benefits. When someone asks how much money they should save each month, I throw them a curveball reply: "What are your savings goals?" Both of you could hold each other accountable for keeping up with your goals and compete for some kind of reward. Check out these ideas for saving money using little ideas that add up. We’ve compiled a comprehensive list of 76 easy things you can do right now to save money each month. Negotiate Prices. each month. There are other adjustments you can make to pump up your savings from month to month. What's next? If you’re looking to lower your utility bill whether you rent or own your home, here are 10 simple tips I learned over the years that can help you save hundreds of dollars on utilities each year so you can save and put that money to … Cell phone bill: JD Powers reports that the average annual wireless phone bill is $1,152, or about $96 a month. Take small steps to reduce your dining budget. That's a serious question. A great way to save - and make money - on your utility bills is to pay with a cash-back credit card each month. Learning how to save money (a meaningful amount each month) can be a challenge. So when I learned about a killer app that takes your spare change and […] With such a tough economy, it's hard to keep up with monthly expenses much less worry about trying to save money. Save On Recurring Expenses. Many credit cards offer 2-5% cash back. 35. Yes, this can be an uncomfortable topic for many. Turn off the lights and electronics whenever it’s not needed, dial down the water heater to 112 degrees, open the windows instead of using A/C are all simple ways to not only save but to put less strain on the overall environment. If you know me, you know I'm pretty lazy when it comes to this stuff.