Our financing providers, Synchrony Bank, Genesis Credit, and West Creek Financial, offer mattress-financing options. You know you need a mattress but you don’t need the big hit on your budget or credit card bill. It seems to be that I have to make the payments through this credit card. Here’s the most important thing you need to know before applying: The better your credit score, the better your chances of getting approved for a new line of credit. ... got our info and signed us up for a credit card without our permission. You will need to have good credit to be approved for financing with Tempur-Pedic. Your back is hurting. No Interest if Paid in Full within 12 Months. Payment Frequency. Synchrony Bank is the consumer arm of Synchrony financial (formerly GE Capital Retail Finance Corporation), they are one of the biggest card issuers of store cards and store credit cards. Crate & Barrel is a well-known furniture and housewares store where you can find all kinds of affordable products to decorate your home. You don’t need to have a credit card to make a purchase. If you already have a card or two, know your credit score and what’s on your credit report, good job. Our Mattress Financing Options. Mattresses. This tool only provides an estimate. When people talk about credit card issuers you usually hear names like American Express, Chase, Capital One, and Citi — but Synchrony is actually quite big. ... We are in the process of trying to get a mortgage so I am hoping that it will not adversely affect our credit score. If you cannot afford to pay cash for your purchases, the company offers financing with a Crate & Barrel credit card to allow you to pay over time. About Synchrony Bank Credit Cards. Affirm bases its loan decision not only on your credit score, but also on several other data points about you. We are in the process of trying to get a mortgage so I am hoping that We have made financing your 1800mattress purchase simple and easy. Did I just get a credit card from mattress firm? A credit score of 680 or above is generally considered good. Credit. With a variety of finance and payment options, there is sure to be one that will meet your needs. If you received your card with a sticker on the front of it, you will need to call the number listed on the sticker to … The same thing happened to my husband and I after financing the purchase of tempur-pedic mattress. What Credit Score is Needed for Mattress Firm Credit? Minimum Purchase of $2,499 with your Mattress Firm credit card between 6/5/2017 and 7/9/2017. Minimum purchase of $1 or more with your Mattress Firm credit card between 6/5/2017 and 7/9/2017. CreditScoreResource.com is dedicated to providing intelligent answers to credit related questions commonly asked by consumers. I read a complaint on this site about being registered for a Mattress Firm Visa through Wells Fargo Bank without authorizing it. That’s why you may be thinking about bed in a box mattress financing with Affirm credit. This... What Credit Score is Needed for the Crate and Barrel Credit Card? 72 Equal Monthly Payments required. [Credit] Employee at Mattress Firm offered to check our credit, got our info and signed us up for a credit card without our permission. I did the 12 month financing on the mattress however I received a credit card in the mail from the company (synchrony). Consumer complaints and reviews about Mattress Firm Largo.